Can two credit or debit cards have the same BIN?

Yes, it is possible for two credit or debit cards to have the same BIN, particularly if they are issued by the same financial institution. In fact, it is common for multiple cards issued by the same issuer to share the same BIN, as it allows the payment processor to quickly identify the issuing bank and route the transaction for authorization and settlement.

However, it’s important to note that while two cards may have the same BIN, they will still have unique card numbers and other identifying information that distinguishes them from one another. Additionally, even if two cards have the same BIN, they may have different features, such as rewards programs or interest rates, based on the type of card and the account holder’s creditworthiness.