What assets make you a millionaire? There is no one-size-fits-all answer to what assets can make someone a millionaire. Becoming a millionaire typically requires a combination of factors, including earning a high income, living below your means, and investing wisely over time. That being said, historically, investing in stocks has been one of the most effective ways to accumulate wealth over the long term. While there is no guarantee of future returns, over the past several decades, the stock market has generated an average annual return of around 10%. By investing in a diversified portfolio of stocks, you can potentially benefit from this long-term growth. Real estate is another asset class that has the potential to generate wealth over time. Owning rental properties or investing in real estate through real estate investment trusts (REITs) can provide both income and capital appreciation. Other assets that can potentially lead to millionaire status include starting a successful business, investing in private equity, or making strategic investments in commodities or cryptocurrencies. However, these strategies may also carry higher risks and require more specialized knowledge and expertise to execute effectively. Ultimately, the key to becoming a millionaire is not just about finding the “right” assets to invest in, but also about developing good financial habits, being disciplined about saving and investing, and making wise decisions over time.