Which bank does Capfin use? At Capfin we offer affordable and easy to manage loans of up to R50 000 with 6 or 12 month repayment terms. Which Bank Does Capfin Use? With your permission, we can assist in retrieving your documents at no extra cost to you if you bank with ABSA bank, Standard bank or Nedbank. What happens if I dont pay my Capfin? If you fail to make any payment punctually, you agree that CAPFIN may immediately claim the entire amount you owe in terms of the agreement from you (which includes, without limitation, loan amounts, arrear interest and any other monies owing against the outstanding loan amount). How do I check my Capfin loan balance? Find us in the safety and comfort of your home PHONE. 087 354 0000. PLEASE CALL ME. Fill in a form. SMS. SMS ‘HELP’ to 43679. USSD. *120*5566# EMAIL. info@capfin.co.za. FAX. 086 688 0000. How long does it take to get Capfin money? Your loan will be paid out within 48 business hours after approval to your nominated bank account. How do I email Capfin? EMAIL. info@capfin.co.za. FAX. 086 688 0000. How do I increase my Capfin loan? You can call Capfin or go to a PEP store to ask for the top-up. If I only need a top up of R1500. If you are paying your loan repayments on time, you will be able to ask for a top-up. Remember that Capfin will ask you to provide your South African ID, pay slips or bank statements and your cellphone number.